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Mortgages Moberly MO

Looking for information on Mortgages in Moberly? We have compiled a list of businesses and services around Moberly that should help you with your search. We hope this page helps you find information on Mortgages in Moberly.

Matthew E. Bragg (RFC®), CFP
(660) 263-2280
PO Box 547
Moberly, MO
Company
Spectrum Investment Center
Qualifications
Education: AA, BS
Years of Experience: 16
Membership
IARFC
Services
Invoice, Estate Planning, Portfolio Management, Retirement Planning, Seminars Work, Employee Benefits, Stocks and Bonds, Mutual Funds, Mortgage Loans, CD Banking, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Charitable Planning, BuySell, Compensation Plans

Data Provided By:
Minority Enterprises
(660) 269-9867
512 North Moulton
Moberly, MO
 
Bank Of America
(660) 263-6649
100 S 4th St
MOBERLY, MO
Services
Mortgage Brokers

Probity National Mortgage Corp
(660) 269-8602
1830 E Highway 24
MOBERLY, MO
Services
Mortgage Brokers

Town And Country Abstract Co Inc
(660) 277-3467
101 South Main Street
Huntsville, MO
 
City Bank And Trust Company
(660) 263-1234
5th & Coates
Moberly, MO
 
Bank of America - Moberly
(660) 263-6649
100 South 4th
Moberly, MO
Type
Banking Center
Services
Banking Center Services: Change Order, Commercial Deposits, Night Deposits, Drive Up
Outdoor ATM Services: Open 24 Hours, Talking ATM, Braille, Accepts Deposits, Deposit Image
Languages
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday 8:30-3
Tuesday 8:30-3
Wednesday 8:30-3
Thursday 8:30-3
Friday 8:30-4
Saturday Closed
Sunday Closed
Drive Up Hours
Monday 8-5
Tuesday 8-5
Wednesday 8-5
Thursday 8-5
Friday 8-5:30
Saturday Closed
Sunday Closed

Heights Finance Corporation
(660) 263-9213
301 N Morley
MOBERLY, MO
Services
Mortgage Brokers

Guaranty Land Title Insurance Inc
(660) 263-0020
541 West Coates Street Suite 101
Moberly, MO
 
US Bank - Salisbury Office
(660) 388-6116
218 S Broadway
Salisbury, MO
Drive Up Hours
Mon 08:00 am to 05:00 pm
Tue 08:00 am to 05:00 pm
Wed 08:00 am to 05:00 pm
Thur 08:00 am to 05:00 pm
Fri 08:00 am to 05:00 pm
Sat 08:00 am to 12:00 pm

Data Provided By:

5 Mortgage Tips For 2012

Written by Matthew C. Keegan  //  2012/02/02  //  Financing  //  No comments

mortgage-money

Not all homeowners will renovate their homes, with some people choosing to upgrade to a new home instead of undertaking a time-consuming and costly renovation. With home prices down nearly across the board, buying a home now can be a sensible alternative to renovating your current residence.

Just like seeking a home improvement loan , there are some things you should be aware of when seeking a mortgage. We’ll already assume that you have good credit as reflected in your current credit score . If not, then buying a new home now should take a back seat to remedying your credit.

1. What you can afford — You’ll be selling one house to buy another one, but can you afford to pay two mortgages if your current house doesn’t sell? The home you want could be a steal or it may end up being a financial albatross around your neck if you must carry two mortgages. Be realistic about your finances and take into consideration certain worst case scenarios including an unsold home and a loss of income.

2. Be ready to move forward — Once you’ve decided to buy a home and have applied for a mortgage, you’ll want to quickly gather together your paperwork. This means copying the last two years of your tax returns, pulling together your W2 forms, making copies of your bank statements and submitting whatever other paperwork is required. Why the need for speed? For two reasons — nervous homeowners want to know that you are mortgage-ready before proceeding and mortgage interest rates can change if you dally. At the moment, rates are historically low, but financial problems in Europe, America’s debt problems and other local, national and global tensions could quickly drive rates up.

3. The long and short of loan terms — Do you really want or need to finance for 30 years? If you’ve owned you home for many years, you may feel as if you’re starting over with a 30-year mortgage. As long as you have plenty of equity built up in the home that you are selling and/or have other money to bring to the table, there is no reason why a 15-year loan can’t do it for you. You’ll enjoy a slightly lower interest rate and be done with your mortgage sooner. Some lenders offer 5-, 10- and 20-year mortgages too. Find one that meets your needs — obtain the best mortgage deal that you can.

4. Follow through on your application — Mortgage lending has tightened considerably in recent years, which means that some people with good credit are not getting approved for a home loan. If one lender turns you down, don’t assume another lender will do likewise. Explain your situation to a prospective lender and be honest why your application elsewhere was rejected. That information is readily available anyway, therefore take the intiative and see your loan application throug...

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