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Home Improvement Loan West Plains MO

Looking for Home Improvement Loan in West Plains? We have compiled a list of businesses and services around West Plains that should help you with your search. We hope this page helps you find Home Improvement Loan in West Plains.

Bank of America - West Plains Main Branch
(800) 432-1000
35 Court Square
West Plains, MO
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
Bank of America
(417) 257-6111
118 Jefferson Street
West Plains, MO
Type
Banking Center

Missouri Loan Center
(417) 257-2274
804 Porter Wagoner Blvd
West Plains, MO

Data Provided By:
PNC Bank - Mid Rivers Branch
(800) 762-5684
583 Mid Rivers Mall Drive
Saint Peters, MO
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM. This fee can be waived on your first two withdrawals each month by maintaining an average balance of $2,000.00 between your 'Spend' and 'Reserve' Accounts.
ATM Fee Rebate Noe: Some accounts provide rebates of ATM Surcharge Fees. Contact PNC Bank for details.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
Commerce Bank - Chouteau Branch
(800) 453-2265
4019 Chouteau Avenue
St. Louis, MO
ATM Fees
monthly fee: Monthly service fees range from $0 to $20.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $1.50 fee each time you use a non-affiliated ATM. (Fee does not apply to all accounts.) (Not all accounts provide this fee waiver.)
ATM Fee Rebate Noe: Some accounts provide rebates of ATM Surcharge Fees. Contact Commerce Bank for details.
Services
Mobile & Text Banking, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

Data Provided By:
Bank of America - West Plains Northway Branch
(800) 432-1000
1311 Porter Wagoner Boulevard
West Plains, MO
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
Bank of America - Porter Wagoner
(417) 257-6121
1311 Porter Waggoner Blvd.
West Plains, MO
Type
Banking Center
Services
Banking Center Services: Change Order, Commercial Deposits, Night Deposits, Drive Up
Outdoor ATM Services: Open 24 Hours, Talking ATM, Braille, Accepts Deposits, Drive Up, Deposit Image
Languages
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday 9-2
Tuesday 9-2
Wednesday 9-2
Thursday 9-2
Friday 9-2
Saturday Closed
Sunday Closed
Drive Up Hours
Monday 9-6
Tuesday 9-6
Wednesday 9-6
Thursday 9-6
Friday 9-6
Saturday 9-12
Sunday Closed

Regions Bank - Madison Street Branch
(800) 734-4667
425 Madison Street
Jefferson City, MO
ATM Fees
monthly fee: Monthly service fees range from $0 to $20.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2 fee each time you use an ATM that's not a Regions ATM. (Fee does not apply to all accounts.)
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
Commerce Bank - Platte Co. Barry Rd. & St. Claire Br
(800) 453-2265
5801 N.W. Barry Road
Kansas City, MO
ATM Fees
monthly fee: Monthly service fees range from $0 to $20.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $1.50 fee each time you use a non-affiliated ATM. (Fee does not apply to all accounts.) (Not all accounts provide this fee waiver.)
ATM Fee Rebate Noe: Some accounts provide rebates of ATM Surcharge Fees. Contact Commerce Bank for details.
Services
Mobile & Text Banking, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

Data Provided By:
Commerce Bank - Telegraph Plaza Banking Ctr. Branch
(800) 453-2265
5630 Telegraph Road
Oakville, MO
ATM Fees
monthly fee: Monthly service fees range from $0 to $20.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $1.50 fee each time you use a non-affiliated ATM. (Fee does not apply to all accounts.) (Not all accounts provide this fee waiver.)
ATM Fee Rebate Noe: Some accounts provide rebates of ATM Surcharge Fees. Contact Commerce Bank for details.
Services
Mobile & Text Banking, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

Data Provided By:
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7 Steps to a Home Improvement Loan

Written by Matthew C. Keegan  //  2011/11/21  //  Financing , Home Financing  //  No comments

housedollars

Financial steps to securing a home loan.

Is your home in need of a makeover? Will you bear these costs out of pocket or will you need to seek a home improvement loan? If your decision is the latter, then you have some points to consider and steps to take before you begin your important project. With careful planning you can secure a loan, hire a general contractor and have the home you want within months.

1. Plan your project — You may have a general idea of what you want to have done, but now is the time to get specific. For example, if you want to renovate your kitchen, what will that project entail? Cabin refacing, new countertops, replacing appliances, expanding the kitchen’s footprint or doing whatever else should be done must be determined. You’ll submit this information to contractors who will give you a quote based on your details. A good contractor will supply a detailed bid, so get at least three before moving forward.

2. Check your credit — Before applying for credit, you’ll want to ensure that there are no problems on your credit report. Obtain copies of all three credit reports (Experian, Equifax and Trans Union) and have errors corrected or outdated information removed first, and then get your credit score. Your credit score will go a long way in determining whether you get a loan or not and what terms you’ll be offered including the all-important interest rate.

3.Consider your loan options — If you have built up sufficient equity in your home, then a home equity loan be right for you. If not, a personal loan may do. Explore your loan options to see which type of loan fits best with your income and lifestyle.

4. Shop for a loan — Contact your current bank for loan options as well as competing financial institutions. Consider your credit union, too, for loans at lower rates. Ask lenders what fees you’ll have to pay including application and closing costs. A .25 difference in interest rate could be erased if the bank’s fees are high.

5. Assemble your financial documents — Plan on presenting plenty of paperwork to your lender following your application for a home loan. This paperwork will most likely will include your state and federal income tax filings for the past year or two, your W2s, bank statements and other documentation.

6. Talk with a financial advisor or an attorney — You don’t want to be saddled with a loan you can’t pay back or one that doesn’t offer a maximum tax benefit — a tax attorney can help you there. If your loan is particularly larger or complicated, you may want to run it past your attorney who can advise you on your options.

7. Sign your loan — When you’re satisfied with the loan, the terms and repayment parameters, then sign your loan documen...

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