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Home Improvement Loan Clemmons NC

Looking for Home Improvement Loan in Clemmons? We have compiled a list of businesses and services around Clemmons that should help you with your search. We hope this page helps you find Home Improvement Loan in Clemmons.

BB&T - Clemmons Branch
(800) 226-5228
2629 Lewisville Clemmons Rd
Clemmons, NC
ATM Fees
monthly fee: Monthly service fees range from $0 to $30.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM after 4 uses per month. (Not all accounts provide this fee waiver.)
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

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SunTrust - Clemmons Branch 240
(800) 786-8787
2442 Lewisville-Clemmons Road
Clemmons, NC
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM after 2 uses per month. (Fee does not apply to all accounts.) (Not all accounts provide this fee waiver.)
ATM Fee Rebate Noe: Some accounts provide rebates of ATM Surcharge Fees. Contact SunTrust for details.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

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First-Citizens Bank & Trust - Clemmons Main Branch
(888) 323-4732
2260 Lewisville-Clemmons Road
Clemmons, NC
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM. This fee only applies to accounts opened in NC, VA or WV. (Fee does not apply to all accounts.)
Services
Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

Data Provided By:
BB&T - Advance Branch
(800) 226-5228
150 Peachtree Lane
Advance, NC
ATM Fees
monthly fee: Monthly service fees range from $0 to $30.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM after 4 uses per month. (Not all accounts provide this fee waiver.)
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

Data Provided By:
Wells Fargo - Advance Main Branch
(866) 245-3452
5306 Us Hwy 158
Advance, NC
ATM Fees
monthly fee: Monthly service fees range from $0 to $30.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

Data Provided By:
Wells Fargo - Clemmons Main Branch
(866) 245-3452
2565 Lewisville-Clemmons Road
Clemmons, NC
ATM Fees
monthly fee: Monthly service fees range from $0 to $30.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

Data Provided By:
RBC Bank USA - Clemmons Main Branch
(800) 236-8872
3645 Clemmons Road
Clemmons, NC
ATM Fees
monthly fee: Monthly service fees range from $0 to $29.95. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2 fee each time you use an unaffiliated ATM. (Fee does not apply to all accounts.)
ATM Fee Rebate Noe: Some accounts provide rebates of ATM Surcharge Fees. Contact RBC Bank USA for details.
Services
Debit Reward Programs, Overdraft Protection, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
Bank of America - Kinderton Branch
(800) 432-1000
128 Yadkin Valley Road
Advance, NC
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
SunTrust - Hillsdale Branch 464
(800) 786-8787
5361 U.S. Highway 158
Advance, NC
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM after 2 uses per month. (Fee does not apply to all accounts.) (Not all accounts provide this fee waiver.)
ATM Fee Rebate Noe: Some accounts provide rebates of ATM Surcharge Fees. Contact SunTrust for details.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

Data Provided By:
Wells Fargo - Mortgage Loan Branch
(866) 245-3452
1100 South Stratford Road
Winston-Salem, NC
ATM Fees
monthly fee: Monthly service fees range from $0 to $30.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

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7 Steps to a Home Improvement Loan

Written by Matthew C. Keegan  //  2011/11/21  //  Financing , Home Financing  //  No comments

housedollars

Financial steps to securing a home loan.

Is your home in need of a makeover? Will you bear these costs out of pocket or will you need to seek a home improvement loan? If your decision is the latter, then you have some points to consider and steps to take before you begin your important project. With careful planning you can secure a loan, hire a general contractor and have the home you want within months.

1. Plan your project — You may have a general idea of what you want to have done, but now is the time to get specific. For example, if you want to renovate your kitchen, what will that project entail? Cabin refacing, new countertops, replacing appliances, expanding the kitchen’s footprint or doing whatever else should be done must be determined. You’ll submit this information to contractors who will give you a quote based on your details. A good contractor will supply a detailed bid, so get at least three before moving forward.

2. Check your credit — Before applying for credit, you’ll want to ensure that there are no problems on your credit report. Obtain copies of all three credit reports (Experian, Equifax and Trans Union) and have errors corrected or outdated information removed first, and then get your credit score. Your credit score will go a long way in determining whether you get a loan or not and what terms you’ll be offered including the all-important interest rate.

3.Consider your loan options — If you have built up sufficient equity in your home, then a home equity loan be right for you. If not, a personal loan may do. Explore your loan options to see which type of loan fits best with your income and lifestyle.

4. Shop for a loan — Contact your current bank for loan options as well as competing financial institutions. Consider your credit union, too, for loans at lower rates. Ask lenders what fees you’ll have to pay including application and closing costs. A .25 difference in interest rate could be erased if the bank’s fees are high.

5. Assemble your financial documents — Plan on presenting plenty of paperwork to your lender following your application for a home loan. This paperwork will most likely will include your state and federal income tax filings for the past year or two, your W2s, bank statements and other documentation.

6. Talk with a financial advisor or an attorney — You don’t want to be saddled with a loan you can’t pay back or one that doesn’t offer a maximum tax benefit — a tax attorney can help you there. If your loan is particularly larger or complicated, you may want to run it past your attorney who can advise you on your options.

7. Sign your loan — When you’re satisfied with the loan, the terms and repayment parameters, then sign your loan documen...

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