Part of the nBuy Life Event Network

Our home planning centers: 

Home Equity Loans Paola KS

Home equity loans are loans in which the borrower uses their home’s equity as collateral. When paying for major expenses, such as home repairs, medical bills, or college, this type of loan is useful. For more information on home equity loans, check the listings below.

Arvest Bank - Gardner Branch
(800) 874-1827
328 E Main
Gardner, KS
ATM Fees
monthly fee: Monthly service fees range from $0 to $16.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
Harris Bank - Olathe Branch
(800) 546-6101
15203 West 119th Street
Olathe, KS
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM after 2 uses per month. This fee can be waived if you are a student. (Fee does not apply to all accounts.) (Not all accounts provide this fee waiver.)
ATM Fee Rebate Noe: Some accounts provide rebates of ATM Surcharge Fees. Contact Harris Bank for details.
Services
Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Unlimited Checks

Data Provided By:
U.S. Bank - Olathe Dillons Branch
(800) 872-2657
16665 West 151st Street
Olathe, KS
ATM Fees
monthly fee: Monthly service fees range from $0 to $10.95. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM after 2 uses per month. (Fee does not apply to all accounts.) (Not all accounts provide this fee waiver.)
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
Commerce Bank - 159th & Murlin
(800) 453-2265
15910 South Mur-Len
Olathe, KS
ATM Fees
monthly fee: Monthly service fees range from $0 to $20.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $1.50 fee each time you use a non-affiliated ATM. (Fee does not apply to all accounts.) (Not all accounts provide this fee waiver.)
ATM Fee Rebate Noe: Some accounts provide rebates of ATM Surcharge Fees. Contact Commerce Bank for details.
Services
Mobile & Text Banking, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

Data Provided By:
Commerce Bank - 16650 W 135th Branch
(800) 453-2265
16650 W 135th St
Olathe, KS
ATM Fees
monthly fee: Monthly service fees range from $0 to $20.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $1.50 fee each time you use a non-affiliated ATM. (Fee does not apply to all accounts.) (Not all accounts provide this fee waiver.)
ATM Fee Rebate Noe: Some accounts provide rebates of ATM Surcharge Fees. Contact Commerce Bank for details.
Services
Mobile & Text Banking, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

Data Provided By:
UMB Bank - Black Bob Banking Branch
(800) 860-4862
13600 Blackbob
Olathe, KS
ATM Fees
monthly fee: Monthly service fees range from $0 to $15.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2 fee each time you use an unaffiliated ATM after 3 uses per month.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
Bank of America - 119th And Blackbob Branch
(800) 432-1000
15025 W. 119th St
Olathe, KS
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
Bank of America - Clairborne Branch
(800) 432-1000
175 North Clairborne Road
Olathe, KS
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
Wells Fargo - Olathe Branch
(866) 245-3452
2137 East Santa Fe Drive
Olathe, KS
ATM Fees
monthly fee: Monthly service fees range from $0 to $30.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

Data Provided By:
U.S. Bank - Olathe Branch
(800) 872-2657
15380 West 119th Street
Olathe, KS
ATM Fees
monthly fee: Monthly service fees range from $0 to $10.95. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM after 2 uses per month. (Fee does not apply to all accounts.) (Not all accounts provide this fee waiver.)
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
Data Provided By:

Home to Best Finance Home Improvement

A Guide to Home Improvement
Financing

home remodeling articles and tips

topic: home improvement financing
by Allison B

How to Pay for Home Improvement

If you're confused about how to pay for an upcoming remodeling project, don't fret. There are a wide variety of home improvement loans and other types of home remodeling financing to consider.

The solution depends on your finances and the cost of your project. If you are starting an $80,000 addition, then you may need a home improvement loan or line of credit from a lender. This means you are tapping into the equity in your home and taking out a second mortgage. The benefit of this type of home remodeling financing is that you can tap into a large sum and pay it back over two to four years. These types of loans often are tax deductible and carry competitive interest rates.

Using a Line of Credit

If you are doing smaller projects throughout the year, a line of credit can be a better option. This allows you to draw funds as you need them, up to a predetermined limit. While a line of credit is a great option for home remodeling financing, you should be diligent about paying it off in a timely manner.

There also are home remodeling financing options available through retail stores and contractors. Some stores offer special "No Interest" financing, so long as you pay the balance before the plan's expiration date. Otherwise, you will be charged interest, often at 18 to 21 percent.

...

Click here to read more from LetsRenovate.com