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Home Equity Loans Morgan City LA

Home equity loans are loans in which the borrower uses their home’s equity as collateral. When paying for major expenses, such as home repairs, medical bills, or college, this type of loan is useful. For more information on home equity loans, check the listings below.

Regions Bank - Morgan City Branch
(800) 734-4667
1200 Brashear Avenue
Morgan City, LA
ATM Fees
monthly fee: Monthly service fees range from $0 to $20.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2 fee each time you use an ATM that's not a Regions ATM. (Fee does not apply to all accounts.)
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
Capital One - Napoleonville Branch
(888) 655-2265
110 Franklin Avenue
Napoleonville, LA
ATM Fees
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Unlimited Checks

Data Provided By:
Capital One - Franklin Drive-Up Branch
(888) 655-2265
501 First Street
Franklin, LA
ATM Fees
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Unlimited Checks

Data Provided By:
Regions Bank - Hospital Avenue Branch
(800) 734-4667
1504 Hospital Avenue
Franklin, LA
ATM Fees
monthly fee: Monthly service fees range from $0 to $20.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2 fee each time you use an ATM that's not a Regions ATM. (Fee does not apply to all accounts.)
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
Capital One
(985) 447-0627
3510 Highway 70 South
Pierre Part, LA
Type
Branch
Services
Drive-Up ATM Open on Saturday Branch Drive-Up Safe Deposit Box
Office Hours
Sun , Mon 9 AM - 3 PM, Tue 9 AM - 3 PM, Wed 9 AM - 3 PM, Thu 9 AM - 3 PM, Fri 9 AM - 5 PM,
Drive Up Hours
Sun , Mon 8:30 AM - 5 PM, Tue 8:30 AM - 5 PM, Wed 8:30 AM - 5 PM, Thu 8:30 AM - 5 PM, Fri 8:30 AM - 5 PM,

Capital One - Napoleonville Du Branch
(888) 655-2265
4804 Hwy 308
Napoleonville, LA
ATM Fees
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Unlimited Checks

Data Provided By:
Capital One - Pierre Part Branch
(888) 655-2265
3510 Highway 70 South
Pierre Part, LA
ATM Fees
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Unlimited Checks

Data Provided By:
Capital One - Northwest Branch
(888) 655-2265
315 Northwest Boulevard
Franklin, LA
ATM Fees
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Unlimited Checks

Data Provided By:
Capital One
(985) 447-0110
4804 Hwy 308
Napoleonville, LA
Type
Branch
Services
Drive-Up ATM Open on Saturday Branch Drive-Up
Drive Up Hours
Sun , Mon 8:30 AM - 5 PM, Tue 8:30 AM - 5 PM, Wed 8:30 AM - 5 PM, Thu 8:30 AM - 5 PM, Fri 8:30 AM - 5 PM,

Capital One
(337) 268-8050
501 First St
Franklin, LA
Type
Branch
Services
Branch Drive-Up
Drive Up Hours
Sun , Mon 8:30 AM - 5 PM, Tue 8:30 AM - 5 PM, Wed 8:30 AM - 5 PM, Thu 8:30 AM - 5 PM, Fri 8:30 AM - 5 PM,

Data Provided By:

Home to Best Finance Home Improvement

A Guide to Home Improvement
Financing

home remodeling articles and tips

topic: home improvement financing
by Allison B

How to Pay for Home Improvement

If you're confused about how to pay for an upcoming remodeling project, don't fret. There are a wide variety of home improvement loans and other types of home remodeling financing to consider.

The solution depends on your finances and the cost of your project. If you are starting an $80,000 addition, then you may need a home improvement loan or line of credit from a lender. This means you are tapping into the equity in your home and taking out a second mortgage. The benefit of this type of home remodeling financing is that you can tap into a large sum and pay it back over two to four years. These types of loans often are tax deductible and carry competitive interest rates.

Using a Line of Credit

If you are doing smaller projects throughout the year, a line of credit can be a better option. This allows you to draw funds as you need them, up to a predetermined limit. While a line of credit is a great option for home remodeling financing, you should be diligent about paying it off in a timely manner.

There also are home remodeling financing options available through retail stores and contractors. Some stores offer special "No Interest" financing, so long as you pay the balance before the plan's expiration date. Otherwise, you will be charged interest, often at 18 to 21 percent.

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