Part of the nBuy Life Event Network

Our home planning centers: 

Home Equity Loans Franklinton LA

Home equity loans are loans in which the borrower uses their home’s equity as collateral. When paying for major expenses, such as home repairs, medical bills, or college, this type of loan is useful. For more information on home equity loans, check the listings below.

Capital One - Franklinton Branch
(888) 655-2265
946 Pearl Street
Franklinton, LA
ATM Fees
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Unlimited Checks

Data Provided By:
Capital One - Folsom Branch
(888) 655-2265
13401 Cleveland Avenue
Folsom, LA
ATM Fees
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Unlimited Checks

Data Provided By:
Capital One - Columbia Street Drive-Up(Limited)
(888) 655-2265
401 Columbia Street
Bogalusa, LA
ATM Fees
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Unlimited Checks

Data Provided By:
Capital One
(985) 732-6361
400 Austin Street
Bogalusa, LA
Type
Branch
Services
Walk-Up ATM Open on Saturday Branch Drive-Up Safe Deposit Box
Office Hours
Sun , Mon 8:30 AM - 4 PM, Tue 8:30 AM - 4 PM, Wed 8:30 AM - 4 PM, Thu 8:30 AM - 4 PM, Fri 8:30 AM - 4:30 PM,
Drive Up Hours
Sun , Mon 8:30 AM - 4:30 PM, Tue 8:30 AM - 4:30 PM, Wed 8:30 AM - 4:30 PM, Thu 8:30 AM - 4:30 PM, Fri 8:30 AM - 4:30 PM,

Chase - Congress Branch
(877) 682-4273
3930 Congress Street
Lafayette, LA
ATM Fees
monthly fee: Monthly service fees range from $0 to $35.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM. (Fee does not apply to all accounts.)
Services
Mobile & Text Banking, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
Capital One - Columbia Street Branch
(888) 655-2265
346 Columbia Street
Bogalusa, LA
ATM Fees
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Unlimited Checks

Data Provided By:
Capital One - North Side Branch
(888) 655-2265
400 Austin Street
Bogalusa, LA
ATM Fees
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Unlimited Checks

Data Provided By:
Capital One
(985) 839-5655
946 Pearl Street
Franklinton, LA
Type
Branch
Services
Drive-Up ATM Open on Saturday Branch Drive-Up Safe Deposit Box
Office Hours
Sun , Mon 8:30 AM - 4 PM, Tue 8:30 AM - 4 PM, Wed 8:30 AM - 4 PM, Thu 8:30 AM - 4 PM, Fri 8:30 AM - 4:30 PM,
Drive Up Hours
Sun , Mon 8:30 AM - 4:30 PM, Tue 8:30 AM - 4:30 PM, Wed 8:30 AM - 4:30 PM, Thu 8:30 AM - 4:30 PM, Fri 8:30 AM - 4:30 PM,

Capital One
(985) 624-4302
13401 Cleveland St
Folsom, LA
Type
Branch
Services
Walk-Up ATM Open after 5 PM Open on Saturday Branch Drive-Up Safe Deposit Box
Office Hours
Sun , Mon 9 AM - 4 PM, Tue 9 AM - 4 PM, Wed 9 AM - 4 PM, Thu 9 AM - 4 PM, Fri 9 AM - 5 PM,
Drive Up Hours
Sun , Mon 8 AM - 6 PM, Tue 8 AM - 6 PM, Wed 8 AM - 6 PM, Thu 8 AM - 6 PM, Fri 8 AM - 6 PM,

Neighbors Federal Credit Union - GEA Office
5525 Highway 3115
Geismar, LA
Hours
mon: 09:00 - 16:30
tue: 09:00 - 16:30
wed: 09:00 - 16:30
thu: 09:00 - 16:30
fri: 09:00 - 17:30
sat: closed
sun: closed
ATM Fees
monthly fee: Monthly service fees range from $0 to $3.00. See institution about how these monthly fees can be waived.
ATM Fee Rebate Noe: Some accounts provide rebates of ATM Surcharge Fees. Contact Neighbors Federal Credit Union for details.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Unlimited Checks

Data Provided By:
Data Provided By:

Home to Best Finance Home Improvement

A Guide to Home Improvement
Financing

home remodeling articles and tips

topic: home improvement financing
by Allison B

How to Pay for Home Improvement

If you're confused about how to pay for an upcoming remodeling project, don't fret. There are a wide variety of home improvement loans and other types of home remodeling financing to consider.

The solution depends on your finances and the cost of your project. If you are starting an $80,000 addition, then you may need a home improvement loan or line of credit from a lender. This means you are tapping into the equity in your home and taking out a second mortgage. The benefit of this type of home remodeling financing is that you can tap into a large sum and pay it back over two to four years. These types of loans often are tax deductible and carry competitive interest rates.

Using a Line of Credit

If you are doing smaller projects throughout the year, a line of credit can be a better option. This allows you to draw funds as you need them, up to a predetermined limit. While a line of credit is a great option for home remodeling financing, you should be diligent about paying it off in a timely manner.

There also are home remodeling financing options available through retail stores and contractors. Some stores offer special "No Interest" financing, so long as you pay the balance before the plan's expiration date. Otherwise, you will be charged interest, often at 18 to 21 percent.

...

Click here to read more from LetsRenovate.com