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Home Equity Line of Credit Ville Platte LA

Looking for information on Home Equity Line of Credit in Ville Platte? We have compiled a list of businesses and services around Ville Platte that should help you with your search. We hope this page helps you find information on Home Equity Line of Credit in Ville Platte.

Chase - Jim Bowie Branch
(877) 682-4273
1737 South Union Street
Opelousas, LA
ATM Fees
monthly fee: Monthly service fees range from $0 to $35.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM. (Fee does not apply to all accounts.)
Services
Mobile & Text Banking, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
Capital One - Bunkie Main Office Branch
(888) 655-2265
122 West Church Street
Bunkie, LA
ATM Fees
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Unlimited Checks

Data Provided By:
Chase Bank
(337) 407-8231
234 N Court St
Opelousas, LA
Type
Freestanding
Office Hours
Mon:9:00-5:00
Tues:9:00-5:00
Wed:9:00-5:00
Thurs:9:00-5:00
Fri:9:00-6:00
Sat:9:00-1:00
Sun:closed

Evangeline Bank & Trust Co The
(337) 363-5541
497 W Main St
Ville Platte, LA

Data Provided By:
Oupac Financial Services
(337) 468-5626
507 Main St
Mamou, LA

Data Provided By:
Chase - North Court Branch
(877) 682-4273
234 North Court Street
Opelousas, LA
ATM Fees
monthly fee: Monthly service fees range from $0 to $35.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM. (Fee does not apply to all accounts.)
Services
Mobile & Text Banking, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
Capital One - Shirley Road Drive-In Branch
(888) 655-2265
1000 North Shirley Road
Bunkie, LA
ATM Fees
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Unlimited Checks

Data Provided By:
Capital One
(318) 487-2142
1000 N. Shirley Rd
Bunkie, LA
Type
Branch
Services
Open on Saturday Branch Drive-Up
Office Hours
Sun , Mon 8 AM - 5 PM, Tue 8 AM - 5 PM, Wed 8 AM - 5 PM, Thu 8 AM - 5 PM, Fri 8 AM - 5 PM,
Drive Up Hours
Sun , Mon 8 AM - 5 PM, Tue 8 AM - 5 PM, Wed 8 AM - 5 PM, Thu 8 AM - 5 PM, Fri 8 AM - 5 PM,

Oupac Financial Service
(337) 363-2189
103 W Main St
Ville Platte, LA

Data Provided By:
St Landry Parish Federal Credit Union
(337) 948-3280
705 Melancon St
Opelousas, LA

Data Provided By:
Data Provided By:

How to Obtain a Home Equity Line of Credit

Written by Matthew C. Keegan  //  2012/03/05  //  Financing , Home Financing  //  No comments

homeequity

A home equity line of credit (HELOC) is type of revolving credit. When choosing a HELOC, your home serves as collateral the moment funds are withdrawn from your credit line. If you have built up equity in your home and have good credit, a HELOC can be easy to obtain. But first, you will want to get organized and develop a plan to help you secure funding from your bank or other financial institution.

1. Talk with your accountant. You may think that a certain, low-rate HELOC is the best approach for you, but your accountant may not share that opinion. For some homeowners the tax advantages of a HELOC may not be beneficial while a home equity loan (HEL) or other financing arrangement may pay off in the long run. Consult with your financial adviser to come up with a borrowing strategy with the best tax implications.

2. Assess your needs. Your financial adviser will likely encourage you to borrow only what you need. This means developing a budget outlining how much money to access. Although a HELOC does not require you to tap all of your available funds, you may want to consider a line only large enough to cover the cost of renovations or other work you want to have done on your home.

3. Shop around for credit lines. Your financial institution and your mortgage broker are two sources to explore for your HELOC. You will also want to compare their rates with what other lenders have to offer which means expanding your search accordingly. Most lines of credit offer variable interest rates; compare those rates along with fees and closing costs to determine the best HELOC for you. Have potential lenders explain the terms of their contracts; negotiate for a lower rate or fees wherever possible.

4. Apply for a HELOC. Once you have found the HELOC you want, then apply for it. Your lender will obtain your credit information before...

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